About Us
Journal of Actuarial, Risk Management and Finance (JARMF) is an international, peer-reviewed, open access journal that publishes original and high-quality research papers in all areas of actuarial science, risk management, finance, statistics and management and social sciences published by the Department of Actuarial Science and Insurance, Ahmadu Bello University, Zaria-Nigeria. JARMF aims to provide a platform for researchers, educators, and practitioners to share and exchange their ideas, findings, and experiences on topics related to actuarial science, risk management, finance, statistics and management and social sciences.

Top 10 Authors

AA
Abdulmalik Abubakar Yusuf 1
Ahmadu Bello University Zaria
AA
Abdulmalik Abubakar Yusuf 1
Dr.
Institution
Ahmadu Bello University Zaria
Email
abubakarabdulmalik1985@gmail.com
Phone
08065346078
3 Publications
3
HS
Halimah Sani Sambo 2
Ahmadu Bello University
HS
Halimah Sani Sambo 2
Institution
Ahmadu Bello University
Email
halimahssambo247@gmail.com
3 Publications
3
YA
Yusuf Abdulrahim Otori 3
Department of Actuarial Science and Insu...
YA
Yusuf Abdulrahim Otori 3
Institution
Department of Actuarial Science and Insurance Faculty of Management Science Ahmadu Bello University
Email
abdulrahimotori@gmail.com
2 Publications
2
KA
Kabir Adedeji Ibrahim
Ahmadu Bello University, Zaria
KA
Kabir Adedeji Ibrahim
Institution
Ahmadu Bello University, Zaria
Email
ibrahimkabiradedeji@gmail.com
Phone
+2348039611808
2 Publications
2
AY
MUHAMMED Ahmed Yabagi
Ahmadu Bello University
AY
Ahmed Yabagi
Dr
Institution
Ahmadu Bello University
Email
yabagi90@gmail.com
Phone
07031300425
2 Publications
2
AS
Abdulrazaq Suleiman Ibrahim
Department of Business Administration, U...
AS
Abdulrazaq Suleiman Ibrahim
Institution
Department of Business Administration, University of Maiduguri, Borno State, Nigeria.
Email
abdulrazaq261@gmail.com
1 Publications
1
BA
Bala ado Kofar Mata
Department of Business Administration, U...
BA
Bala ado Kofar Mata PhD
Institution
Department of Business Administration, University of Maiduguri, Borno State, Nigeria
Email
bakmata@yahoo.com
1 Publications
1
AK
Aminu Kado Kurfi
Department of Business Administration an...
AK
Aminu Kado Kurfi PhD
Institution
Department of Business Administration and Entrepreneurship, Bayero University, Kano, Nigeria
Email
aminkurfi@gmail.com
1 Publications
1
IT
Isma'il Tijjani Idris
Department of Finance, Faculty of Manage...
IT
Isma'il Tijjani Idris
Institution
Department of Finance, Faculty of Management Sciences, Ahmadu Bello University-Zaria, Nigeria
Email
ismaildel@yahoo.com
1 Publications
1
GZ
Gambo Zakari Babale
Department of Finance, Faculty of Manage...
GZ
Gambo Zakari Babale
Institution
Department of Finance, Faculty of Management Science, Ahmadu Bello University-Zaria, Nigeria
1 Publications
1

Latest Research

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Research Article Aug 2025

Intellectual Capital as a Moderator of Financial Determinants and Dividend Policy: Evidence from Nigerian Consumer Goods Firms (2015-2024)

Abdulrazaq Suleiman Ibrahim, Bala ado Kofar Mata, Aminu Kado Kurfi

Dividend policy is crucial for African businesses, involving profit sharing and retaining earnings for development. However, sustainability concerns persist, with a decline in 2023 retained earnings. Understanding dividend policy aids firms in decision-making, attracting investors and influencing di...

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Research Article Aug 2025

Strategic Risk Practices and Stakeholder Engagement: Examining Enterprise Risk Management (ERM) and Co-Creation in Nigerian Microfinance Bank Performance

Shuaib Abdulyakeen, Idris Ahmed Aliyu, Halimah Sani Sambo, Tijjani Bashir

This study investigates how strategic risk practices through the lens of ERM and stakeholder engagement via co-creation influence the performance of Nigerian microfinance banks. Drawing on systems theory, this study addresses gaps in understanding ERM and co-creation in emerging markets, where MFBs ...

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Research Article Feb 2026

TRUST, FINANCIAL LITERACY AND INTENTION TO ADOPT MICRO PENSION IN NIGERIA: A STUDY OF SELECTED INFORMAL TRADERS IN ZARIA METROPOLIS

Yusuf Abdulrahim Otori, Ahmed Yabagi Muhammed, Abdulmalik Abubakar Yusuf

The informal sector constitutes a significant portion of Nigeria's workforce, yet its participants remain largely excluded from formal pension systems. To address this gap, the Micro Pension Plan (MPP) was introduced under the Pension Reform Act of 2014, targeting informal workers. Despite its poten...

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Announcements

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25 Feb

Call for Papers – June 2026 Issue

We are pleased to announce that our journal is now accepting article submissions for the June 2026 edition. Scholars, researchers, and practitioners a...

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Announcements

Important updates & upcoming deadlines

Call for Papers – June 2026 Issue

Deadline: Apr 30, 2026
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